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Federal Home Loan Banks - The Federal Home Loan Banks provide stable, low-cost funds to American financial institutions for home mortgage, small business, rural and agricultural loans. With their members, the FHLBanks represent the largest source of home mortgage and community credit.

Credit risk management - Credit risk management is the process of finding risk in an investment, whether it be in mortgage-backed security or asset-backed security.

Consumer lending - Consumer lending or consumer loans refers to any type of loan product that is not a mortgage; such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of credit, recreational vehicle, or Certificate of Deposit loans.

Mortgage Guaranty Insurance Corporation - Mortgage Guaranty Insurance Corporation (a subsidiary of MGIC Investment Corporation) is the largest provider of private mortgage insurance in the United States. The company also lends to borrowers for the down payment portion of the loan.

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